Swish
uppladdat: 2021-04-16
What is it?
So, I guess you already know that Swish is a mobile application that transfer money through your phone. You use Swish by connecting your phone number to your bank account, so you don’t need to give out your bank account number and that is the brilliant idea. You only need to know the receiver’s phone number to send money and the receiver can see it immediately. The Swish app is made in three different shapes; Swish for private persons so you can swish to your friends for example. Then Swish for companies so you can swish to a number that always begins with 123 and then 7 numbers and not a phone number. But you need to type in the number and the amount you want to pay by yourself. The Swish for traders is easier to use. You tell your number to the seller and automatically the trader’s number and the amount will appear when you open swish. You just have to approve the transfer.
Users
An investigation from last year shows that more than 70% of Sweden’s population use swish and that the ones who uses swish the most are people around 16-29 years old. Even older persons use swish more now than earlier years.
Countries
At the moment swish are only possible to use with Swedish phone numbers but if more companies from different countries connects to this collaboration, Swish will be able to work in their countries too. The newspaper expressen has written that they think that Swish might be introduced in Belgium, Germany, Austria, Finland, Denmark, Portugal, Schweiz and Norway in the future.
Launched
The idea of Swish was already started in 2010 and it was a lot of work to produce an app but after 2 years in December 2012 Swish was launched.
Founder
The founder of Swish isn’t one or two persons. It is the 6 largest banks in Sweden. And that is Danske bank,Handelsbanken, Länsförsäkringar, Nordea, SEB and Swedbank. A lot of people thought that transferring was a very slow way to get the money and that walk around with cash felt very unsafe. That are the main reasons to start developing an app that would transfer the money directly through your phone.
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Medlemskap krävs
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Källor för arbetet
Wikiedia.se Swish.nu Expressen.se Quickbutik.com
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Källhänvisning
Olivia Bohlin [2021-04-16] SwishMimers Brunn [Online]. https://mimersbrunn.se/article?id=60834 [2024-05-18]